Do I have to go through my own insurance?

No. If you’re not at fault, we can manage everything without involving your insurer.

Will I have to pay anything?

If the accident wasn’t your fault, you pay nothing. We recover all costs from the at-fault party’s insurer.

Can I get a replacement taxi or PCO vehicle?

Yes! We specialise in PCO-licensed and hackney cab replacements – delivered quickly so you don’t lose income.

What if my vehicle is written off?

We’ll recover its full pre-accident value and ensure you have a replacement car in the meantime.

How quickly will I get a courtesy car?

Often the same day, depending on your location and vehicle type.

Do you cover motorcycles and vans?

Yes. Our fleet includes motorbikes, vans, and even commercial vehicles.

Like-for-Like Credit Hire UK | Nova Motor Assist Guide

Like-for-Like Credit Hire: Why Replacement Cars Matter After an Accident

Introduction

After an accident, being left without a car can feel just as stressful as the crash itself. For many drivers — especially those who rely on their vehicle for work or family life – a replacement vehicle is essential.

But not just any car will do. That’s why like-for-like credit hire UK services exist: to ensure you get a replacement vehicle that truly matches your own. At Nova Motor Assist, we specialise in providing the right car, van, or taxi to keep your life and income moving without disruption.

What Is Like-for-Like Credit Hire in the UK?

Like-for-like credit hire means providing a replacement vehicle of the same type, size, and standard as the one damaged in your accident.

For example:

A PCO driver with a licensed hybrid will receive another licensed hybrid.
A family with a 7-seater will be given a similar 7-seater.
A tradesperson with a van will get another van of equal carrying capacity.

👉 The goal is simple: you should not be disadvantaged because of an accident that wasn’t your fault.

Why Does Like-for-Like Credit Hire Matter?

Maintains income: Taxi, courier, and fleet drivers need exact matches to continue working.
Keeps family life running: Families with larger cars won’t struggle with smaller, unsuitable replacements.
Fair treatment: You’re entitled to the same standard of transport while your car is repaired or replaced.

Without like-for-like hire, drivers risk unnecessary costs, disruption, and loss of earnings.

How Like-for-Like Credit Hire UK Works with Nova Motor Assist

1. FNOL (First Notification of Loss):

You report the accident to us – we log all details and confirm fault status.

2. Vehicle Matching:

Our experts provide a replacement vehicle that mirrors your own in type, age, and specification.

3. No Upfront Costs:

If you’re a non-fault driver, all costs are recovered from the at-fault insurer.https://novamotorassist.co.uk/credit-hire/

4. Seamless Transition:

You keep the vehicle for the duration of repairs or until your claim is settled.

Who Benefits Most from Like-for-Like Credit Hire?

Private Hire/Taxi Drivers (PCO): Stay compliant and continue earning.
Fleet Operators: Prevent downtime across multiple vehicles.
Families: Keep daily life stress-free with suitable replacements.
Businesses: Maintain productivity with like-for-like vans and commercial vehicles.

Why Choose Nova Motor Assist for Credit Hire?

Fast delivery of replacement vehicles nationwide
Extensive fleet covering cars, vans, and PCO vehicles
24/7 support alongside claims and recovery services
Trusted UK partner for drivers, families, and businesses

Conclusion

An accident shouldn’t leave you stranded or struggling with an unsuitable car. With like-for-like credit hire UK, Nova Motor Assist ensures you get a replacement vehicle that matches your lifestyle or business needs — quickly, fairly, and with no upfront costs.

👉 Whether you’re a taxi driver, a business owner, or a family, we’ll keep you moving while we handle your claim.