Do I have to go through my own insurance?

No. If you’re not at fault, we can manage everything without involving your insurer.

Will I have to pay anything?

If the accident wasn’t your fault, you pay nothing. We recover all costs from the at-fault party’s insurer.

Can I get a replacement taxi or PCO vehicle?

Yes! We specialise in PCO-licensed and hackney cab replacements – delivered quickly so you don’t lose income.

What if my vehicle is written off?

We’ll recover its full pre-accident value and ensure you have a replacement car in the meantime.

How quickly will I get a courtesy car?

Often the same day, depending on your location and vehicle type.

Do you cover motorcycles and vans?

Yes. Our fleet includes motorbikes, vans, and even commercial vehicles.

Credit Hire for Taxi and PCO Drivers: A Complete Guide - Nova Motor Assist

Taxi & PCO Credit Hire UK | Replacement Vehicles Fast

Introduction

For taxi and private hire drivers, a car isn’t just transport — it’s your livelihood. After an accident, every day off the road means lost earnings. That’s why credit hire for taxi drivers UK is essential.

At Nova Motor Assist, We specialise in supplying fully licensed, like-for-like replacement taxis and PCO vehicles, helping you keep earning while we handle your claim and repairs.

Credit hire for taxi drivers UK provides a licensed, like-for-like replacement taxi after a non-fault accident, usually within 24 hours, with no upfront cost. Vehicle supply and licensing compliance depend on local council or TfL rules.

What Is Credit Hire for Taxi Drivers UK?

Credit hire is when a replacement vehicle is provided on credit after a non-fault accident. The at-fault driver’s insurer covers the hire costs later, so you don’t pay upfront.

For taxi and PCO drivers, this means:

A licensed, roadworthy replacement approved for private hire use.
A like-for-like match to your original vehicle’s type and standard.
No upfront payment if you’re a non-fault driver.

👉 Simply put: credit hire keeps you on the road and working.

Why Taxi and PCO Drivers Need Credit Hire

Protecting income: Even a single day off the road can mean significant lost earnings.
Compliance: Replacement taxis must meet local licensing and emissions requirements.
Fairness: If another driver caused the accident, you deserve to keep working without interruption.

How Nova Motor Assist Provides Taxi Credit Hire

First Notification of Loss (FNOL):
You report the accident, and we confirm fault status.
Vehicle Matching:
We deliver a licensed replacement vehicle — hybrid, saloon, 7-seater, or executive car — depending on your needs.
No Upfront Costs:
If you’re a non-fault driver, the at-fault insurer pays the costs directly.
Keep Driving:
You keep the replacement until we repair your vehicle or settle your claim.

Types of Replacement Vehicles Available

Hybrid and electric PCO vehicles
Saloon taxis (e.g., Toyota Prius, Skoda Octavia)
7-seaters and MPVs
Executive cars for premium hire services

All replacement taxis and PCO vehicles meet the relevant TfL or local council licensing and emissions rules. Compliance is confirmed before delivery.

Delivery Times

Most drivers receive a like-for-like replacement vehicle within 24 hours where available. In some areas, same-day delivery may be possible depending on fleet availability.

Handling Disputes with Insurers

While we recover all legitimate costs from the at-fault insurer, insurers sometimes challenge credit hire charges. If this happens, Nova Motor Assist manages the negotiations and, where necessary, escalates the matter to the Financial Ombudsman.

Why Choose Nova Motor Assist?

Fast delivery of licensed replacement vehicles across the UK
Large fleet covering hybrids, saloons, MPVs, and executive cars
24/7 multilingual claims handling
End-to-end accident management (FNOL → Recovery → Hire → Repairs → ULR)

FAQs: Credit Hire for Taxi & PCO Drivers UK

1. How fast can I get a replacement taxi?

Most drivers receive a licensed replacement vehicle within 24 hours. Same-day delivery is sometimes available depending on location and supply.

2. Do I pay anything upfront for credit hire?

No. If you’re a non-fault driver, hire costs are recovered from the at-fault insurer.

3. Are replacement taxis fully licensed?

Yes. We provide taxis and PCO vehicles that meet local council or TFL licensing requirements.

4. Can I keep the car until mine is repaired?

Yes. You can use the replacement vehicle until repairs are complete or your claim is settled.

5. What types of taxis are available?

We offer hybrids, saloons, MPVs, and executive vehicles for private hire drivers.

Conclusion

As a taxi or PCO driver, your car is your business. An accident shouldn’t take that away from you. With credit hire for taxi drivers UK, Nova Motor Assist ensures you get a licensed, like-for-like replacement fast, with no upfront costs.

👉 Stay on the road, protect your income, and let us handle the claim.