What Is Uninsured Loss Recovery (ULR)?

Uninsured Loss Recovery (ULR) is the process of reclaiming expenses you can’t recover from your standard insurance after a non-fault accident.

This includes:

• Your policy excess
• Personal belongings damaged in the crash
• Loss of earnings (e.g., taxi/PCO drivers)
• Alternative travel costs
• Other out-of-pocket expenses

Why Is ULR Important?

Without ULR, non-fault drivers can lose hundreds – even thousands – of pounds. At Nova Motor Assist, our ULR service ensures:

• Zero upfront costs for non-fault drivers
• 24/7 claims handling
• Expert negotiation with third-party insurers
• Support for PCO, taxi, and fleet operators

How to Claim Uninsured Loss Recovery in the UK

Step 1: Contact Nova Motor Assist

Call our ULR specialists immediately after your accident. We’ll review your losses and confirm eligibility.

Step 2: Provide Proof of Losses

You may need:

• Receipts for damaged personal items
• Proof of excess paid
• Evidence of loss of income (if applicable)

Step 3: We Handle the Claim

Our legal experts pursue the at-fault party’s insurer to recover your costs — no chasing, no hassle.

Step 4: Get Your Money Back

Once approved, we transfer the recovered amount directly to you.

ULR for Taxi, PCO & Fleet Drivers

For professional drivers, ULR can cover:

• Loss of income while your vehicle is off the road
• Costs for licensed replacement vehicles
• Additional business expenses caused by the accident

Why Choose Nova Motor Assist for ULR?

• No Win, No Fee for non-fault drivers
• Multilingual claims team for clear communication
• Seamless integration with FNOL, Credit Hire, and Repair Management
• Trusted by UK motorists, PCO drivers, and fleet operators

FAQs – Uninsured Loss Recovery (ULR)

Claim back costs with our Uninsured Loss Recovery (ULR) service.